Income Protection Archives - Mortgage & Insurance Advice

Check your existing income protection policy

Check your existing income protection policy Insurance brokers have reported an increase in enquiries about income protection cover since the pandemic outbreak, with people concerned about becoming ill and being unable to continue working, or worried about losing their jobs.

16/07/2020

Financial Advisers Income Protection Insurance Adviser

Income Protection claims

You might believe you’d be more likely to call on your income protection policy later in your working life, but data from protection insurer, The Exeter, show their average claimant was 40, and on certain products, just 33.

20/08/2019

How to prepare financially for long-term illness

Financial Advisers Income Protection Insurance

How to prepare financially for long-term illness

While British life expectancy continues to rise, the same might not be said for the quality of health we could expect to enjoy as we get older, according to a stark warning from The British Heart Foundation. Their analysis suggests...

20/05/2019

Financial Advisers Income Protection Insurance

Deadline to Breadline

For its latest ‘Deadline to Breadline’ report, Legal and General surveyed 2,000 full and part-time workers to assess how long they could survive on savings if their income stopped due to serious, or long-term illness, or death. The rather worrying...

20/05/2019

Critical Illness Insurance Insurance

So what type of cover is right for you?

Choosing the right type of cover to protect you and your family is important Act now to ensure you remain protected Making sure you and your family are financially protected should something unexpected happen is one of the most valuable...

25/02/2019

Income Protection Insurance Insurance Adviser Protection Adviser

Self-Employed lack protection

Self-Employed lack protection Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults,...

19/11/2018

Critical Illness Insurance Income Protection Insurance Insurance Adviser Life Insurance Protection Adviser

Barriers to protection

According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependants and yet only 60% of people with a mortgage have life cover. While...

13/11/2018

Critical Illness Insurance Income Protection Insurance Insurance Adviser Life Insurance Protection Adviser

The value of protection

Buying a new home is possibly one of life’s biggest and most exciting events. It’s also a major financial commitment – one that could be with you for 25 years or more. Your ability to maintain your mortgage payments relies...

20/02/2018