- Rated as excellent
- 4.98/5
- Fee Free
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Why we are different
Why homebuyers choose our mortgage advice
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First-time buyers, home movers, and remortgages
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We handle the paperwork — simple, stress-free process
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Rated 4.98/5 by over 2,700 happy clients
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Compare 1000s of mortgage deals from top UK lenders
Save Time
Skip the endless research and paperwork. We compare rates, prepare your application, and manage the process from start to finish
Save Money
Access better mortgage rates and lower fees, saving you hundreds on your monthly payments and thousands over your mortgage term.
Get Exclusive Rates
As experienced mortgage brokers, we can access thousands of mortgage deals — including exclusive offers you won’t find direct with lenders.
RATED 4.98/5
Trusted by 2700+ UK homebuyers
Apply for a mortgage
How It Works
Advice whenever you need it
Get expert mortgage advice, from 8am - 8pm Monday to Friday & 9am - 6:30pm on Saturday & Sunday.
However you want
You can chat via phone, video call or face to face
Who We Help
Navigating the mortgage process can feel overwhelming — thousands of rates, complex terms and endless paperwork. We can help with:
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First Time Buyers
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Remortgages
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Self Employed
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Bad Credit Mortgages
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Buy To Let
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Moving Home Mortgages
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Rent To Buy Mortgage
Why Choose Us
Get trusted mortgage advice and find the right deal, first time with GHL Direct.
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Expert advice with access to 50+ top UK lenders
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We specialise in difficult mortgage cases
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Appointment's available within the hour
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Dedicated adviser from start to finish
mortgage broker faqs
Your mortgage questions
A mortgage broker helps you find and apply for a mortgage that suits your circumstances. Rather than approaching a single bank, a broker compares mortgage deals from multiple lenders to help you find competitive rates and suitable criteria. A mortgage broker can also guide you through the application process, help with paperwork, and liaise with the lender on your behalf.
Using a mortgage broker can save you time, stress, and potentially money. A broker can compare a wide range of lenders and mortgage products that you may not find yourself. They can also help if your situation is more complex, such as being self-employed, having bad credit, or needing specialist lending criteria.
A mortgage broker may be able to access deals that are not always available directly to the public. Because brokers compare products from multiple lenders, they can often help you find competitive rates based on your deposit size, income, and credit profile. The best mortgage deal is not always just the lowest rate — suitability and lender criteria are equally important.
Yes, many mortgage brokers help applicants with bad credit, missed payments, defaults, CCJs, or previous financial difficulties. A broker can identify lenders that are more flexible with credit history and help match you with mortgage options that fit your circumstances
The amount you can borrow depends on factors including your income, monthly commitments, credit history, deposit size, and employment status. Many lenders typically offer between 4 and 5 times your annual income, although this can vary depending on your circumstances and affordability checks.
Speaking to a mortgage broker does not affect your credit score. A broker may complete an initial soft credit check or affordability assessment to understand your options. A hard credit search is usually only carried out once you proceed with a mortgage application with a lender.
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Appointments available 7 days a week. Let our friendly mortgage brokers do the hard work.