Mortgage & Insurance Advice
You’ve got questions, we’ve got answers
your top questions on mortgages & insurance answered.
It really only takes 20 seconds to send us your details, tell us when to call and your all done, your local adviser will call you. They’ll talk through your requirements, asking for basic financial data such as proposed property value, loan required, and any deposit you may have.
An initial meeting with a GHL Direct adviser to discuss your requirements is always at our advisers own expense and always without obligation. Our Mortgage Advisers charge according to the complexity of each individual case. Some mortgage advisers will charge an up-front flat fee between £195 & £499, while others will take commission from the bank or lender providing the loan. Be sure to discuss fees at your first meeting with our Adviser. Ask how they are paid & what it will cost you.
Whether you’re buying your first home, expanding your property portfolio or simply remortgaging, our Advisers mortgage advice can be a great help. Taking independent advice can make the difference between a successful mortgage application and being rejected. It may also lead to a much better value deal as we have access to over 50 of the major Mortgage lenders in the UK, potentially saving you thousands of pounds over the mortgage term
Our mortgage advisers are not restricted to any particular providers, and will act solely in your best interests. You should be confident the deal they recommend will be the best available mortgage for your circumstances. Our mortgage advisers should also: Explain the various mortgages available and the different types of deals Advise you on how much you can afford to borrow Have access to special mortgage deals that are not available on the open market Help you prepare for your application to boost your chances of success Be able to save you money overall by finding a mortgage with lower interest rates and fees Remember that every unsuccessful mortgage application may harm your chances of success next time around, as each refusal will appear on your credit record. Using one of our mortgage advisers will maximise your chances of being accepted first time.
There are several ways to connect to your most suitable Mortgage broker with GHL Direct. The first & most efficient method is to use our adviser search feature. Just enter your postcode, town or city & we will list the advisers with relevant experience in your area, you can quickly view their profile and connect directly to them should you wish. If you would rather we match you with an adviser, that’s easy too. Complete the quick contact form with you name & postcode and a few details about your requirements, our head office admin team will match you with the nearest suitable adviser and pass on your details for a no obligation callback at your chosen time.
Financial Guides For You
We’ve put together some guidelines with the aim of helping you understand what you need to think about & making you feel more confident about your financial decisions